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Be Sure Your Budget or Spend Plan Is a GOOD One
About 15 years ago, I tried to create my first budget. Have you tried? How did it go? When I first tried, I was married to my first husband. The one that was a youth pastor turned drug addict. If...
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Sales Taxes Widen the Racial Wealth Divide. States and Cities Have Far Better...
By Carl Davis Misha Hill Meg Wiehe The public discourse over inequality and racial disparities has rightly shifted to how to dismantle structural challenges that create these gross inequities....
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7 Streams of Income: Your Path To Becoming a Millionaire
Have you ever heard or read somewhere that the average millionaire has 7 streams of income? It’s one of the more common statements when it comes to accumulating wealth and how wealthy individuals...
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An Organized Life Leads To Better Results and More Confidence
BRYAN WISH I never thought I would be considered an organized person. You might not guess this about me, but I was disorganized for most of my life. This disorganization wasn’t just confined to an...
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Newsom Wants To Spend Millions on the Health of Low-Income Mothers and Their...
By Anna Almendrala Amid a pandemic that has pushed millions of mothers out of the workplace, caused fertility rates to plunge and heightened the risk of death for pregnant women, California Gov. Gavin...
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Many New Moms Get Kicked off Medicaid 2 Months After Giving Birth. Illinois...
By Christine Herman, WILL / Illinois Public Media The U.S. is the only industrialized nation in which the maternal death rate has been rising. Each year, about 700 deaths are due to pregnancy,...
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Teachers Are Getting Taken Advantage Of
I sat down with one of my former teachers last night. A bar, two beers, and his Ameriprise statements. His wife is an educator too. Their two Roth IRAs are composed of 16 total mutual funds. Why 16?...
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Single Is the New Black: 45% Of Women Will Be Single By 2030
‘Women are not as smart as men, because their brain is smaller.’ Did you grow up with this axiom? A lot of women did. I remember a family dinner as a child when my uncle clearly and emphatically...
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Why Do Billionaires So Love Owning Newspapers?
By Bob Lord Is centi-billionaire Washington Post owner Jeff Bezos now writing the paper’s editorials himself? Of course not. But the Post editorial board’s recent rant, Meta’s stock plunge shows the...
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The Golden Rule of Personal Finance
The Leaning Tower of Pisa has a foundational problem. It’s 186 feet tall and weighs 14,500 tons. But its foundation is only 10 feet deep and built into silt and clay. Five years after construction...
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Forced Focus
Stripe is one of history’s greatest startup success stories. Launched in 2010 by two brothers, the payment processor became a unicorn in just four years, with its valuation peaking at $95 billion in...
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From Job to Joy: Empowering Yourself to Create an Independent and Fulfilling...
According to the World Economic Forum, one in five people planned to quit their jobs in 2022. This is what happened to me when I quit my job 35 years ago, it was the start of a journey that turned...
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Can You Really Live on Half Your Income? Unveiling the Surprising Truth and...
Do you want to live on half your income? Save 50% of your paycheck every month? This isn’t just a dream. In this article, I explain exactly how I live on half my salary. It will change your life...
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Do You Want to Improve Your Writing or Become an Algorithm Hack?
When it comes to your writing, ask yourself a simple question: What’s my goal? In this digital age of blogging, social media attention, analytics, and likes, writers sometimes get lost. I know I did....
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The Better-Than-Average Financial Millennial
Highlights and Takeaways The average millennial is 35 years old, earns $54,000 per year, and has a net worth (including any home equity) of around $130,000 45% of millennials have student loan debt,...
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Backdoor Roth IRAs: The 6-Figure Power of Simple Advice
Highlights Financial planning is about understanding the interplay of income, investments, taxes, etc., and optimizing long-term outcomes. Even simple planning tools – like a backdoor Roth IRA – can...
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The Eternal Struggle of Personal Finance
Friend-of-the-blog Wilhelm texted me this week: I’m actually trying to pay off the house in 10 years while simultaneously growing our tax-free account to the equivalent amount of today’s mortgage....
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4 Free Harvard University Courses to Make Side Hustle Income
Note: The courses are free for learning, but you need to pay for certification. Here, I shared five different domain courses for free. #Course 1: CS50x — An introduction to the intellectual...
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Wealth Prospects for Millennials and Gen-Zers Tumble from Previous Generations’
— Much work has gone into understanding the relative income of key American generations at the same stage in life — especially regarding the Silent Generation, Baby Boomers, Generation X, and...
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How Much Money Should You Save Every Month?
Many people are asking themselves: how much should I save each month? We’re not talking absolute numbers, but a percentage of your income. How do you know that you are saving enough? Let’s get to the...
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